Retirement Planning in
Southlake, TX

Badii Group Private Wealth Management helps individuals, families, and business owners across the Dallas Fort Worth area turn a lifetime of saving into a clear, coordinated plan for retirement. Kirk Badii and the team guide you through income, taxes, Social Security timing, and healthcare so the pieces work together.

Request a Retirement Planning Consultation

Southlake, TX 550 Reserve Street, Suite 250

Coordinated Income Withdrawals, tax, and investments planned together

Led By Kirk K. Badii Managing Partner, CEPA and Series 7 and 66

FINRA/SIPC Securities and advisory services through Independent Financial Group, LLC

Retirement Planning in Southlake, TX

Turn Years of Saving Into a Coordinated Retirement Plan

Kirk Badii and the Badii Group team help individuals, families, and business owners across Southlake and the Dallas Fort Worth area connect the financial decisions that tend to matter most around retirement.

01

Savings & Investments

Understand what you have accumulated and how the portfolio may need to change as retirement gets closer.

02

Income Timing

Coordinate withdrawals, Social Security decisions, and other income sources around the years ahead.

03

Taxes & Healthcare

Keep taxes, Medicare considerations, healthcare costs, and account withdrawals in the same conversation.

04

Legacy & Family

Consider beneficiaries, estate wishes, family priorities, and how assets may eventually pass to the next generation.

The Planning Window

Retirement Planning Starts Before the Retirement Date

The years leading into retirement can create important planning opportunities. We begin with where you are today, then map the decisions that may come next.

1 Today Know where you stand

2 Before Retirement Coordinate key decisions

3 At Retirement Saving to income

4 Later Years Review and adjust

Why Retirement Planning Matters

Retirement Brings Several Financial Timelines Together

Retirement may last for decades. The challenge is coordinating income, taxes, healthcare, and investment decisions as those timelines begin to overlap.

65yrs

Healthcare Medicare Eligibility For most eligible individuals

67yrs

Social Security Full Retirement Age For those born in 1960 or later

73yrs

Retirement Accounts RMD Starting Age Generally for applicable accounts

01

Income That Has to Last

Retirement shifts the focus from accumulating savings to deciding how and when to draw from them.

02

Taxes Keep Going

Withdrawals, Roth conversions, and required distributions can all affect your taxable income.

03

Timing Changes the Picture

Social Security, Medicare, and portfolio withdrawals each come with different dates and trade-offs.

04

Healthcare Needs Change

Medicare, supplemental coverage, and possible long-term care costs belong in the retirement cash-flow discussion.

The Bigger Picture

One Retirement Date. Several Decisions Around It.

The goal is not to make each choice in isolation. Income, benefits, investments, taxes, and healthcare all influence one another.

Income Withdrawals

Benefits Social Security

Healthcare Medicare

Taxes RMDs + Withdrawals

Retirement Planning Services

Six Decisions That Shape the Retirement Plan

Retirement planning connects income, accounts, taxes, healthcare, and investment decisions. Each area below plays a different role in the bigger picture.

01

Income

Retirement Income Planning

Coordinate savings, Social Security, and portfolio withdrawals into an income strategy for retirement.

Explore Income Planning

02

Accounts

401(k) & IRA Rollovers

Review what to do with old retirement accounts and whether consolidation fits your broader strategy.

Explore Rollover Planning

03

Taxes

Roth IRA Conversions

Evaluate whether converting tax-deferred savings fits your situation and when the timing may make sense.

Explore Roth Conversions

Other Parts of the Retirement Picture

These decisions often become more important as the retirement date gets closer.

Income Tools

Annuity Options

Understand where an annuity may or may not fit before committing assets.

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Healthcare

Healthcare in Retirement

Plan around Medicare, supplemental coverage, and possible long-term care costs.

›

Tax Strategy

Tax Planning Strategies

Coordinate withdrawals, conversions, and required distributions over time.

›

One Retirement Plan

The Decisions Connect

A change in one area can affect the others, which is why the planning works best as one coordinated process.

1 Income

2 Accounts

3 Taxes

4 Healthcare

View Wealth Management Services

Why Southlake Families Work with Badii Group

Choosing an advisor for your retirement is really a decision about whom to trust with your family's future. Kirk Badii built Badii Group Private Wealth Management as an independent firm, so the advice you receive is built around your goals and the standard of care behind it.

You work directly with the people whose names are on the door, in an office here in Southlake, with the support of a national partner behind the scenes.

Fiduciary Standard on Advisory Accounts
Our advisory recommendations are made in your best interest, with advice built around your goals rather than product sales.
Independent, Not Product-Driven
As an independent firm, our guidance centers on what is right for you, not on a slate of proprietary products.
Rooted in Southlake, TX
We meet with clients in our Southlake office and serve individuals, families, and business owners across the Dallas Fort Worth area.
Coordinated, Comprehensive Advice
Investments, retirement income, tax, and estate strategy are planned together, so your retirement works as one plan.

Kirk K. Badii

Managing Partner

Kirk Badii founded Badii Group as an independent practice and works closely with clients on retirement income, investment strategy, and the major financial transitions that come with leaving work and planning a legacy.

Tristan A. King

Senior Associate

Tristan King supports clients with portfolio rebalancing, performance reporting, and the day-to-day account details that keep a retirement plan running smoothly over time.

Serving Southlake & Dallas Fort Worth

Areas We Serve

Badii Group Private Wealth Management works with retirees, pre-retirees, families, and business owners throughout Southlake and communities across the Dallas Fort Worth area.

01 Southlake Texas

02 Westlake Texas

03 Colleyville Texas

04 Grapevine Texas

05 Trophy Club Texas

06 Keller Texas

07 Dallas Texas

08 Fort Worth Texas

Southlake Office

Visit Badii Group Private Wealth Management

550 Reserve Street, Suite 250
Southlake, TX 76092

Office Hours Monday through Friday 8:00 a.m. to 5:00 p.m.

Meeting Options In Person, Phone, or Video Choose the format that works for you.

Request a Consultation

Request a Retirement Planning Consultation in Southlake, TX

If you want a clear, coordinated plan for retirement, Kirk Badii and the Badii Group team would welcome a conversation. We will talk through your goals, review where you stand today, and help you decide on your next step. There is no obligation to continue after the first meeting.

Request a Consultation Or visit our contact page

Frequently Asked Questions

When should I start planning for retirement?

The earlier you start, the more time your savings have to compound and the more flexibility you keep later. That said, it is never too late to build a plan. Whether you are decades away from retiring or only a few years out, Kirk Badii and the Badii Group team can help you map your income sources, spending needs, and the trade-offs between retiring sooner and working a little longer.

How much income will I need in retirement?

There is no single number, because it depends on your lifestyle, health, housing, and how long your retirement lasts. A common planning starting point is to replace a large share of your pre-retirement income, then adjust up or down for your own goals. We model your expected expenses against Social Security, your retirement accounts, and your other assets so you can see whether your plan is on track and where to adjust.

When can I claim Social Security and Medicare?

For anyone born in 1960 or later, Social Security full retirement age is 67, according to the Social Security Administration, though you can claim reduced benefits as early as 62 or larger benefits by waiting until 70. Medicare eligibility generally begins at age 65, according to Medicare.gov. Coordinating these dates with your withdrawal strategy is a central part of a retirement income plan.

What is a required minimum distribution (RMD)?

A required minimum distribution is the amount the IRS requires you to withdraw each year from most tax-deferred retirement accounts once you reach a certain age. Under current IRS rules, RMDs generally begin at age 73. Planning your withdrawals in the years before that deadline can help you manage the taxes owed when distributions begin.

Do you work with people near Southlake, TX?

Yes. Badii Group Private Wealth Management is based at 550 Reserve Street, Suite 250 in Southlake, TX, and works with individuals, families, and business owners across the Dallas Fort Worth area. We meet with clients in our Southlake office and can also connect by phone or video.

How do I get started with a retirement plan?

The first step is a conversation. You can request a strategy session with Kirk Badii to talk through your goals, review where you stand today, and decide whether working together makes sense. There is no obligation to continue after that first meeting.